Medicare made simple

Turning 65 often comes with a flood of Medicare advertisements, many of them confusing and overwhelming. With more people working past age 65, it’s not always clear whether you should stay on your employer’s health plan or switch to a Medicare insurance option. The truth is, there’s no one-size-fits-all answer.

“This is where an independent insurance agent can really help,” says Lisa Sedlor, Independent Agent at Lawley Medicare Solutions. “We don’t work for Medicare, and we’re not tied to any one insurance company.”

Independent agents represent a variety of insurance carriers and can walk you through all your options in plain, easy-to-understand language. Their goal is to help you find a plan that fits your needs and ensure you feel comfortable with your choice. “Best of all,” Sedlor adds, “there’s never a charge to meet with us at Lawley Medicare Solutions.”

The Medicare Annual Enrollment Period runs from October 15 to December 7, making it a great time to review your current plan and consider changes. If you already have Medicare insurance, this is your window to switch plans or carriers. And if you’re just becoming eligible, or thinking about leaving a group health plan, you can begin exploring your options at any time. Just keep in mind that Medicare insurance plans can change from year to year.

You might also qualify for a Special Enrollment Period (SEP) outside the annual window, especially if you’re losing employer coverage. An independent agent can help determine if you’re eligible and guide you through the process.

Lawley Medicare Solutions has licensed, certified independent consultants available year-round to help you navigate your Medicare insurance options. If you have questions, don’t hesitate to reach out, it’s free, and it could make a big difference.